Find Bank IFSC | Search RTGS, Branch NEFT Code For Transfer of Money

Welcome to BankIfscCodeDetails.Com. Here, you will be able to find any NEFT enabled bank IFSC Code. All the details and the information provided on this website are straight from RBI. RBI is the entity responsible to allot IFSC Code to the Bank. Along with the IFSC Code, you will also be able to find the bank address, contact details, MICR Code, Branch Code of the Bank you require on the resultant page. Below is the procedure to be followed very carefully to find the exact IFSC Code which you need to transfer money successfully.

Procedure to find bank information: Choose the bank from the drop-down list below, then State> District> Branch.
Note: Look through carefully when selecting the bank name and the branch to find the exact IFSC Code of the bank that you need.

What is an IFSC Code of an bank?

Indian Financial System Code is the abbreviation of IFSC. IFSC Code is required in NEFT(Nationalized Electronic Funds Transfer) & RTGS (Real Time Gross Settelement) process. Suppose, you want to transfer funds online from your bank account (eg. ICICI Bank) to someone who holds an account in same or another bank (Eg. HDFC Bank, Mumbai, Andheri East), you require an IFSC Code of HDFC Bank which is located in Mumbai,Andheri East. Please note, different branches of the same bank have different IFSC Codes. Be very careful while selecting the bank & the branch where the reciever holds their banking account to find the IFSC Code of that particular bank branch.

What is an RTGS ?

Real Time Gross Settlement is the abbreviation of RTGS. RTGS is an method used to transfer money between two bank accounts. Banks do charge some amount as the associated brokerage charges for these type of transferring of funds. This brokerage chrages may vary from 15Rs to 25Rs. Though brokerage charges depends on amount of money to be transferred. The money will be transfered in a fraction of seconds.

What is an MICR Code ?

Magnetic Ink Character Recognization is the abbreviation of MICR. MICR codes are printed on the bottom strip of every cheques. Unique 9 digit characters on the cheque is the MICR code.